We base the loan amount on several factors; we are not the type of lender who simply loans against gold weight. New York Loan Company employs GIA graduate gemologists to evaluate and authenticate diamonds and gemstones. With over 75 years in business, we are familiar with market fluctuations and the premium that signed goods carry, whether jewelry (Cartier, Graff, Harry Winston, Tiffany & Co) or watches (Patek Philippe, Rolex, IWC, Audemars Piguet, etc.). With our longstanding relationships with buyers on both Coasts, we are able to pay a premium for many assets. Every transaction is different and each loan is made on a case-by-case basi

A collateral loan is a loan that is entirely based on the value of your collateral – not your credit score or financial circumstances. We provide short/long term, non-recourse loans with a four-month term. Arrangements can be made to extend the term should you require additional time. Once the principal plus all accrued interest is paid, your collateral is returned to you, which is always our goal.

You must be at least 18 years old and have a government issued ID (driver’s license, passport, etc.) to obtain a collateral loan. In some cases, we may require provenance, receipts or certificates of authenticity to make a loan. Each type of collateral is different. Please refer to the individual pages under the “assets” tab at the top of this page, or contact us directly for more information.

We try to make the loan process as quick and simple as possible. A typical transaction takes no more than 15 to 30 minutes; however, the more assets that we evaluate, the longer the process will take. When the process takes longer, it’s usually because we are trying to confirm a higher valuation for your collateral.

We have significant additional security measures in place on premises and all collateral is afforded the highest level of protection either in our safe on premises or in the secure vault in our building. Keep in mind that our business has been in continuous operation for over 75 years and we have never lost, broken, or misplaced an item in loan. We handle all of our clients’ collateral with the highest degree of respect and care.